Debt

• Dealing with debt
  Debts can easily get out of control. Steps you can take to manage debt problems.
• Money Advice and Budgeting Service
  The Money Advice and Budgeting Service is a free, confidential service for people in Ireland with debt and money management problems.
• Using the MABS Service
  The Money Advice and Budgeting Service helps people to deal with debt problems. Find out how this free and confidential service works.
• Specific debts: electricity, gas, tax, waste charges, TV licence and others
  A guide to the rules and practices around specific debts.
• Debt collection
  Describes the rules for debt collection agencies operating in Ireland.
• Court proceedings for recovering debts
  A description of how debts are recovered through the Courts system.
• Enforcement of judgments
  Describes how court judgments are enforced in Ireland.
• Credit ratings
  Describes how credit ratings work and how credit reference agencies are regulated.
• Glossary of debt terms
  Explains some of the commonly used words and terms in the debt area.
• Overview of mortgage debt
  Information for people facing mortgage arrears.
• Home repossession
  If you are unable to pay your mortgage and have exhausted all other options, your home may be repossessed. Find out how this works.
• What is bankruptcy
  Describes how bankruptcy works in Ireland.
• What happens to debts after death?
  Explains what happens to debts after a debtor has died.
• Responses to mortgage arrears and personal debt
  Developments and proposals in the area of mortgage arrears and personal debt.