The following should be provided with your application for Mortgage Interest Supplement:
- Personal Public Service (PPS) Numbers for yourself, your spouse and your children or birth certificates if you do not have PPS Numbers for them
- Proof of residency
- Proof of identity, for example, a passport, driving licence, work permit, immigration (GNIB) card
- Evidence of any income you and your spouse and children are getting
- A note from your local social welfare office and your last wages slip if you have just applied for Jobseeker's Benefit or Jobseeker's Assistance
- Documents to show your income and financial situation, such as recent pay slips, P45, P35, P60, bank statements
- Verification of any lump sum payments received or payable on termination of your employment, for example, a redundancy payment or termination payment
- Copy of original loan documentation and evidence of income provided to the lender at the time of your loan application
- Copy of loan approval
- Documents verifying subsequent top-ups or changes to existing mortgage
- In the case of a loan for repairs or improvements, evidence of how the money was used
- Most recent notification of the interest rate on the loan
- Annual mortgage statement from lending institution
- Certificate of TRS - this shows any mortgage interest relief you are getting.
You may also be asked to supply:
- Evidence of payments received or payable under any mortgage repayment protection policy, income continuance plan or other similar policy of this nature
- Evidence of any income under the rent a room scheme
- Evidence of value of savings and other property
- Evidence of outstanding loans on other properties
- If there is a guarantor to the mortgage, for example, where a parent is guarantor for a mortgage, you will need to supply a letter from the lender clarifying the terms of the guarantee and the liability of the guarantor to make the mortgage repayments if you are not in a position to do so.
